What you'll need to apply

Loved by millions of shoppers globally and counting

Reviews from the  App Store

My favourite digital wallet

Simple app easy to navigate, makes purchasing easy & you're in control when it comes to your repayments. I've now been using zip money for 4 years and absolutely love it & recommend to all my friends.

Verified

Such a great app.

I am very organised when it comes to my finance and having zip makes my shopping activity easier and convenient, especially doing online shopping.

Verified

Borrowing made easy.

Zip is providing outstanding financial services to support in hard times and making my life easier throughout by flexibility in repayments.

Verified

I cannot fault ZipPay or ZipMoney.

The Zip app works great for both online and in-store purchases. I am in Australia, all works flawlessly! The updates, receipts etc via email are on point, not at all spammy!!

Verified

Zip Money. The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms and Conditions apply and are available on application. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

^ Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Visit zip.co/au/zip-pay to find out more.

** Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply.